Author: Tech Vibes

Groundbreaking Enterprise AI: Inside the MIT-IBM Watson Lab

Not all Artificial Intelligence is created equal. Depending on the problem it’s trying to solve, a particular AI solution originates in a few different ways. The average tech-forward firm interested in tapping AI to solve business challenges might create a small, in-house team of data scientists using a combination of custom and tweaked open source code. In other cases, proprietary AI research might even be purchased through a merger or acquisition—an acqui-hire, as it’s sometimes called.

As a leader in AI, IBM has found a middle ground and it’s leading them to some of the most compelling projects ever seen in the space. Just under two years ago, IBM opened the MIT-IBM Watson AI Lab, an industry research organization dedicated to soliciting and creating cutting-edge AI offerings in several different fields such as healthcare, security, and finance.

There is almost always a clear separation between academic research and industry application of emerging technologies, and AI is no diffe..

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Clearbanc’s Dynamic Toronto Investment Hub

Every startup encounters a bit of turbulence through its first few years, and Clearbanc is no different. Entrepreneurs know it can be tough to find the right product-market fit. The real distinction, and perhaps the true indicator of long-term success, is how that company is able to rebound from the hurdles it encounters through its early growth stages.

Clearbanc found their way, but it wasn’t easy. Founded in 2015, the startup has been a tear over the last six months after having to pivot business ideas two times within the past four years. Co-founded by Andrew D’Souza and Michele Romanow—who are now CEO and president respectively—Clearbanc has jumped around a bit in terms of focus. They seem to have landed on a solid business plan in the last 18 months though, as the company raised two separate funding rounds within a month of each other totaling $120 million.

Romanow’s name probably sounds seem familiar. As a serial entrepreneur, Romanow has built companies like Buytopia and SnapS..

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Top Hat’s Community-Inspired Toronto Campus

Start a company that completely reinvents the way people learn. Sounds easy enough, right? Probably not, but for the founders of Top Hat, that was the goal: transform the way professors interact with students to create a more engaging active learning environment.

A significant chunk of the modern workforce has attended some form of post-secondary education, and most of them have a story about how the current system is flawed. Mike Silagadze and Mohsen Shahini are two of those people. After graduating from the University of Waterloo together, the two realized the current educational experience is completely disengaged from what students really need to succeed.

They set out to change the way we learn by founding Top Hat in 2009. With Silagadze now as CEO and Shahini as CAO, the company offers a learning platform to professors that better enables them to create and handle their own material, which means they can engage millions of students both during and outside of class. Edtech, as it..

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Amazon’s TD Mastercard Redefines Consumer Loyalty

As more deep-pocketed retailers compete amongst themselves for a share of the co-branded credit card market, the real excitement in the launch of a new card comes not from the potential rewards, but what those new partnerships mean for the future of cross-industry collaboration and loyalty. Until recently, most new credit card announcements were non-events, but now, the world’s biggest brands are innovating the model to offer better rates, modern rewards, and better technology to win and retain market share.

The newest development in this credit-turned-loyalty environment is a card offering from Mastercard, Amazon, and TD Bank. The three recently announced a new co-branded credit card issued by TD’s MBNA running on the Mastercard network. Rewards start at 2.5 per cent cashback for purchases from and their grocery outlet Whole Foods Market, dropping to 1.5 per cent if the cardholder is not an Amazon Prime member. There is also one per cent cashback on all other purchases, and..

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Remittance Grows Up with Interac Mastercard Partnership

The international remittance of funds–which means transferring money cross-border–has evolved at a different pace than the rest of the financial sector. The financial industry is one of the most eligible for digital transformation for a number of reasons, the predominant one being the troves of user data that emerging technologies like AI, blockchain, and personalization can take advantage of. Across almost every aspect of banking, tech is inserting itself to make the lives of employees and consumers better.

The remittance industry, on the other hand, has seen a much different trajectory. A new option from Interac and Mastercard is looking to modernize the ability to send cash across borders with a new pilot involving National Bank. The bank’s clients will soon be able to leverage the Interac platform and Mastercard’s network to send money quickly and safely to European destinations with one click. An expansion to new regions and new banks within Canada will likely follow suit.


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